Failure to have a plan for the continuation of the business in the event of the loss of a
key person, or a catastrophic event. As the owner or manager of a growing business, you have so much to do that it doesn't occur to you that you could lose the business you are working so hard to make a success, because you did not adequately assess the risks involved. "Who is going to run the business when you retire or die" seems like a question for the
distant future. "What if there is a fire?" seems a remote concern. At PCSi we think
the unthinkable and then develop a plan to protect you, and your business.

By outsourcing risk management to PCSi we are preparing for the continuity of your business, while you concentrate on managing the immediate needs of the business.
By outsourcing this responsibility to PCSi you can "get-on" with the daily needs of your
business confident that Risk Management responsibilities, are being managed by a team
of professionals with years of experience in this area.

Getting Started: We start by assessing your current exposures and vulnerabilities. Our goal is to provide you with a plan that provides full protection for the business, including…..

The Death or Disability of a Key Employee; a Vital Executive; or The Owner: We will prepare your business for this eventuality by developing a "Succession Plan" that spells out how the company will survive such an event. We will develop a "Business Continuation Strategy," including "Buy-Sell" Agreements and "Key Person" Insurance.

A Catastrophic Event, Such As a Fire or Tornado, That Destroys The Physical Facility: We will conduct an "exposure analysis." We will evaluate "preparedness" of key vendors, and financial backers. We will evaluate P & C Insurance levels; develop an Emergency Action Procedure; and write a Disaster Recovery Plan.

Workers Compensation Management: Mismanaged WC claims can cost a business thousands of dollars leading to forced enrollment in the "high risk pool." We will evaluate the WC insurance carrier. We will manage these claims for you.


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